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10 Best Credit Cards in India

Today we are presenting the 10 Best Credit Cards in India.

Credit cards are important in today’s world. They offer multiple benefits to consumers and make life much easier. Whether buying something online or making an emergency purchase, credit cards are always there to help you out.

How to Pick the Best Credit Card for You: 4 Easy Steps - NerdWallet

In India, the credit card market has seen exponential growth in the past few years, so consumers have more options when looking for the card they prefer. However, with so many options available on the market today, finding a suitable card that meets your needs can be challenging. So these are the ten best credit cards in India to help you choose the right one for yourself:

Axis Priority Credit Card: The Axis Bank Priority Credit Card is the best credit card in India. It offers a high reward on every purchase, including your monthly bill payments and fuel purchases. It also includes an annual subscription to the Uber ridesharing service for two years. That’s an added benefit you won’t get with any other credit card in India. Axis Bank lets Indian merchants accept contactless payments on standard NFC  phones • NFCW

ICICI Bank Sapphiro Credit Card: The Sapphiro Credit Card is a good choice for people who want to earn rewards and manage their expenses on the go. It offers you access to exclusive privileges, such as discounts on dining at restaurants, movie tickets, books, and more.  Are you a frequent traveller? Here are five best credit cards with  complimentary airport lounge access in India and abroad

SBI Prime Credit Card: If you have a good credit history, this card may be the one for you. You can use it to book flights and hotels, get cashback offers and reward points, or just carry it around like a regular plastic without worrying about interest rates. The SBI Prime Credit Card is best suited for those who need to make purchases that would otherwise require a personal check and want an easy way to pay on the go. SBI Prime Credit Card Review (2022) – CardExpert

HDFC Regalia First Credit Card: HDFC Regalia First Credit Card is a premium credit card that offers a lot of benefits. It offers 1.5% cashback on all spending, including fuel and foreign transactions. You also get 2x reward points on your spending with HDFC Bank outlets and 4x reward points on your spending with other merchants.

You can redeem the reward points for merchandise or travel bookings or use them to pay off your credit card bill at a 0% interest rate. The best part about this credit card is that you get five free airport lounge passes each year so that you can relax when traveling by air. In addition, there’s a $100 discount voucher for flight tickets every year, as well as complimentary access to Priority Pass lounges worldwide (subject to terms and conditions). HDFC Regalia Vs Regalia First – 7 Major Differences – CardExpert

RBL Bank World Prime SuperCard: The RBL Bank World Prime SuperCard is a travel rewards credit card that offers you 1.5x points for every Rs 100 spent on your card. You can redeem these points for flight tickets, hotel stays, and other travel-related expenses (up to Rs 3 lakhs). You can also gain points on buys made at restaurants and grocery stores. Best Indian credit cards that give you maximum benefits

IndusInd Bank Signature Legend Credit Card: The IndusInd Bank Signature Legend Credit Card offers a good combination of rewards, benefits, and features to make it a strong contender among the other credit cards available in India. It has an annual fee of Rs 0, and there are extra charges on cash withdrawal or overseas transactions, making it one of the best cashback credit cards in India. Indusind Bank Legend Credit Card: वीकेंड में खर्च करने पर मिलेगा दोगुना  रिवॉर्ड प्वाइंट्स, जानिए कार्ड के और फीचर्स - get 2x reward points on  weekend spend via indusind bank legend credit

HDFC Infinia Credit Card: If you’re looking for a premium card with no annual fee and the best rewards program, then the HDFC Infinia Credit Card is an excellent choice.

HDFC Infinia Credit Card offers a 24×7 concierge service that helps you reserve restaurants, flights, hotels, and more. The card also provides access to over 1 million ATMs across India as well as $1 million protection against fraudulent transactions worldwide. 

The HDFC Infinia Credit Card has an easy-to-understand reward points program that allows you to earn points on every purchase made with your card.  HDFC Bank Infinia Credit Card Review 2022 • BankKaro Blog

Citi Prestige Credit Card: Citi Prestige Credit Card: Best Card in India The Citi Prestige Credit Card is the best card in India. It offers the highest rewards program, signup bonus, and cashback available right now.

You can also earn an additional 25,000 miles by spending Rs 1 crore or more within a year of activating your card. This is one of the best cards for earning miles because it provides you with three times as many miles on all spend compared to other cards, which offer only double miles per rupee spent.

The annual fee is Rs 3,495, but it’s waived off for one year after activation. You can redeem your earned points for airline tickets on Air India or Jet Airways (depending on availability), hotel stays at Hyatt properties worldwide, and cars from BMW, Toyota, and Jaguar Land Rover at discounted rates. Citi Prestige credit card guide - Point Hacks review

American Express Platinum Reserve Credit Card: American Express Platinum Reserve Credit Card is a premium card and has a reward points program. If you do not wish to pay the annual fee, then this card is not for you. This card has a high rewards rate and a high-interest rate as well.

The credit limit of this credit card is also very high compared to other cards in India. This means that if you have good money management skills or if you are planning on using your cash wisely, then this credit card can be used by anyone who wants more than one financial instrument with them at all times. The Platinum Credit Card | American Express Singapore

Amex Platinum Travel Credit Card: The Amex Platinum Travel Credit Card is a good choice if you value luxury and convenience. It offers a lifetime free membership for the Global Lounge Collection, which means that you can use any of their lounges at no additional charge. You also get access to 24 other airport lounges around the world, including at least one in India.

The Amex Platinum Travel Credit Card also gives you a complimentary membership to four other premier travel programs: Priority Pass Select, Hilton Honors, Starwood Preferred Guest and American Express Fine Hotels & Resorts (which includes hotels such as The Four Seasons). This makes it easier than ever to find great deals on hotels when traveling abroad or domestically. American Express Platinum Travel Credit Card Review (India) – CardExpert

Conclusion

There are several credit cards available in India offered by different banks. Such as the Axis Priority Credit Card has a great interest rate, rewards and offers. You can get 0% intro APR on purchases, balance transfers and cash advances for six months. The ICICI Bank Sapphiro Credit Card is another good option for those looking to consolidate debt or who want to take advantage of an interest-free period on their purchases. SBI Prime Credit Card card does not come with any balance transfer offer but gives bonus points that can be used towards flight tickets or movie tickets from Bookmyshow etc.

Apart from them, there are other cards that can be used by users offering different offers and schemes suitable for different situations. Therefore, it is upto you which one suits you the best.

And that’s it. We hope you got a lot of value out of our top 10 credit cards in India list, and we wish you all the best of luck on your financial journey!

 

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